COBRA alternatives

COBRA alternative is a generic term that refers to any health insurance that fills a gap between two group insurance or other sponsored health insurance plans. While the best choice depends on several factors, we suggest checking the following most popular high quality short term major medical insurance plans:

These three commercial insurance companies (Markel, Standard Security Life and HHC Insurance) are recommended as the highest quality coverage and service in their class even though some larger companies issue a larger number of policies. One of the nation's large issuers of short term major medical insurance - Celtic Insurance Company - stopped issuing this coverage in June 2012.

More information about COBRA alternatives, including available plans, prices, eligibility and enrollment, is available through Freedom Benefits. provides help with COBRA issues

COBRA continuation coverage may provide temporary protection when changing jobs, going through a divorce or negotiating other life transitions. Choosing the right health insurance is crucial to protect your health and financial security.