Can I get a refund of COBRA premiums paid prior to the premium reduction law enactment? Can COBRA alternative premiums be refunded if I switch to COBRA?

There is no provision for premium refunds for coverage before February 17, 2009. However, COBRA premiums paid after that date may be eligible for retroactive premium reduction.

Ask the COBRA plan administrator about getting the premium reduction and how to reconcile any amounts you might have overpaid after February 17, 2009.

Refunds for COBRA alternative policies are available if the policy is cancelled within the "fee look" period as required by state law.

revised 3/1/09

(back to index of frequently asked questions about COBRA coverage) provides help with COBRA issues

COBRA continuation coverage may provide temporary protection when changing jobs, going through a divorce or negotiating other life transitions. Choosing the right health insurance is crucial to protect your health and financial security.